Most explanations of funded trading accounts stop at the moment you pass, which is the point at which the terms that decide whether you are ever paid actually begin. This page covers the funded stage: what carries over from the evaluation, what changes, and which published terms govern the first withdrawal.
What carries over, and what does not
The loss limit carries over, usually in the same shape and often at the same distance. What changes is the purpose: during the evaluation the limit is what you must avoid to pass, and afterwards it is what you must avoid to keep the account. The profit target does not carry over. In its place come payout conditions, which are a different kind of hurdle and are published separately from the split. Some firms also introduce scaling, where account size grows with accumulated profit under stated conditions.
The payout terms are the ones to read
The split is 90% at every firm in this index that publishes one, so it is not where the differences are. Cadence is: Earn2Trade publishes weekly withdrawals from $100 upward and states no additional performance targets are required to withdraw, while My Funded Futures, Tradeify and Funded Futures Family publish daily payouts on at least one plan. The first payout is treated specially by two firms, with Bulenox publishing that the first $10,000 is 100% yours and OneUp Trader publishing 100% of withdrawals up to $10,000.
Why the first payout matters more than the split
Most funded traders who are paid at all are paid a small number of times, which means terms that apply to the first withdrawal carry far more weight than a percentage that only bites on sustained profit. A firm that hands over the whole of the first ten thousand dollars is worth more, in the realistic case, than a competitor offering a five point better split on everything after it. That is the single clearest example of why this site records terms rather than ranking on headlines.
Questions people ask about how do funded trading accounts work
How soon can you withdraw from a funded trading account?
It depends on the plan. Cadences published in this index range from daily at three firms to weekly at Earn2Trade, and most firms attach a minimum number of trading days before the first request.
Can a funded trading account be scaled up?
Several firms publish scaling arrangements that increase the account size as profit accumulates, with conditions attached. The terms are on each firm's own plans page.
What happens if I breach the limit on a funded account?
The account ends. Whether you can restart, and at what cost, is published by each firm and differs; it is not always the same as the evaluation reset price.