This page is a checklist rather than a list. The firms publishing instant funding change more often than any list can track, and the questions worth asking do not change at all. Five of them separate a product you can trade from one that will end in a week, and none of them is answered by the word instant.
One: what shape is the drawdown on this plan?
Not on the firm's evaluation plans, on this one. A trailing limit follows your high water mark upward and, at some firms, follows unrealised profit, so a winner that retraces can narrow the account permanently. An end-of-day limit moves once, at the close, on realised profit. Tradeify publishes end-of-day drawdowns; other firms publish trailing rules. The shape is published per plan and an instant plan need not match the rest of the firm's range.
Two and three: what gates the first payout, and what does a breach cost?
Instant funding removes the profit target at the front, and firms commonly replace it with a condition at the back: a minimum number of trading days, a consistency rule, or a profit threshold before the first request is eligible. Ask what those are before buying. Then ask what happens on a breach, because an instant account is usually a one-off purchase rather than a resettable subscription, so replacing it costs the full price rather than a reset fee.
Four and five: contract limits, and whether anything is refundable
Contract counts are published per plan and, with the drawdown distance, decide how much room the account really has: one ES point is $50 and one MES point is $5, so the same drawdown is a very different account depending on what you are allowed to trade. Finally, ask what is refundable and under what conditions, in writing. A firm that will not state its drawdown treatment and its payout gate plainly has told you something useful.
Questions people ask about prop firms with instant funding
Which prop firms have instant funding right now?
Of the firms whose own pages this site can read, Tradeify and Funded Futures Family publish it. We do not list the five firms whose sites do not answer us, in either direction.
Is instant funding cheaper than an evaluation?
Almost never per account. It is usually a larger one-off, priced for the fact the firm has skipped the filter an evaluation provides.
Should I choose instant funding over an evaluation?
This site gives no advice. The comparison worth doing is what the same money buys as evaluation attempts, since attempts are how people actually reach a funded account.